@charset "UTF-8";

  :root{
    --navy:#0A2540;
    --navy-2:#123A5E;
    --navy-3:#0d2f4d;
    --cyan:#17B0C4;
    --cyan-dark:#0e8ea0;
    --orange:#FF7A2F;
    --orange-dark:#e8641b;
    --ink:#0E2233;
    --muted:#5A6B7B;
    --line:#e3eaf1;
    --bg:#ffffff;
    --bg-soft:#F5F8FB;
    --radius:14px;
    --shadow:0 10px 30px rgba(10,37,64,.10);
    --shadow-lg:0 24px 60px rgba(10,37,64,.18);
    --maxw:1160px;
  }
  *{box-sizing:border-box;margin:0;padding:0}
  html{scroll-behavior:smooth}
  body{
    font-family:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;
    color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased;
  }
  a{color:inherit;text-decoration:none}
  .wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}
  h1,h2,h3{line-height:1.15;letter-spacing:-.02em;font-weight:800}
  h2{font-size:clamp(1.7rem,3.4vw,2.5rem)}
  .eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;font-weight:700;color:var(--cyan-dark)}
  .btn{display:inline-flex;align-items:center;gap:.5rem;font-weight:700;font-size:.98rem;padding:.9rem 1.5rem;border-radius:999px;border:2px solid transparent;cursor:pointer;transition:.18s ease;white-space:nowrap}
  .btn-primary{background:var(--orange);color:#fff}
  .btn-primary:hover{background:var(--orange-dark);transform:translateY(-2px)}
  .btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}
  .btn-ghost:hover{border-color:#fff;background:rgba(255,255,255,.08)}
  .btn-dark{background:var(--navy);color:#fff}
  .btn-dark:hover{background:var(--navy-2);transform:translateY(-2px)}

  /* HEADER */
  header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
  .nav{display:flex;align-items:center;justify-content:space-between;height:72px}
  .logo{display:flex;align-items:center;gap:11px}
  .logo svg{display:block}
  .logo .mark-text{display:flex;flex-direction:column;line-height:1}
  .logo .lhp{font-weight:900;font-size:1.35rem;letter-spacing:.02em;color:var(--navy)}
  .logo .sub{font-size:.62rem;letter-spacing:.32em;font-weight:700;color:var(--cyan-dark);text-transform:uppercase;margin-top:3px}
  .nav-links{display:flex;align-items:center;gap:30px}
  .nav-links a{font-weight:600;font-size:.95rem;color:var(--ink);transition:.15s}
  .nav-links a:hover{color:var(--cyan-dark)}
  .nav-cta{display:flex;align-items:center;gap:14px}
  .menu-btn{display:none;background:none;border:0;cursor:pointer}
  @media(max-width:900px){
    .nav-links{display:none}
    .nav-cta .btn{padding:.7rem 1.1rem;font-size:.9rem}
  }

  /* HERO */
  .hero{position:relative;background:linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 60%,#0b3350 100%);color:#fff;overflow:hidden}
  .hero::after{content:"";position:absolute;inset:0;background:
    radial-gradient(600px 300px at 85% 10%,rgba(23,176,196,.22),transparent 60%),
    radial-gradient(500px 300px at 10% 90%,rgba(23,176,196,.14),transparent 60%);pointer-events:none}
  .hero-wave{position:absolute;bottom:-2px;left:0;width:100%;line-height:0}
  .hero-inner{position:relative;z-index:2;padding:clamp(56px,9vw,104px) 0 clamp(90px,12vw,150px);display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
  .hero h1{font-size:clamp(2.1rem,4.7vw,3.5rem);color:#fff}
  .hero h1 .hl{color:var(--cyan);}
  .hero p.lead{font-size:clamp(1.05rem,1.7vw,1.25rem);color:#cfe0ee;margin-top:22px;max-width:38ch}
  .hero-cta{display:flex;gap:14px;margin-top:34px;flex-wrap:wrap}
  .hero-trust{margin-top:38px;display:flex;gap:26px;flex-wrap:wrap}
  .hero-trust div{display:flex;align-items:center;gap:9px;font-size:.92rem;color:#bcd2e5;font-weight:600}
  .hero-trust svg{flex-shrink:0}
  .hero-card{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.16);border-radius:20px;padding:30px;backdrop-filter:blur(6px)}
  .hero-card h3{font-size:1.05rem;color:#fff;margin-bottom:6px}
  .hero-card p{color:#bcd2e5;font-size:.92rem;margin-bottom:20px}
  .savings-row{display:flex;align-items:flex-end;gap:6px;margin:10px 0 4px}
  .savings-row .num{font-size:3.2rem;font-weight:900;color:var(--cyan);letter-spacing:-.03em;line-height:1}
  .savings-row .pct{font-size:1.4rem;font-weight:900;color:var(--cyan);margin-bottom:6px}
  .savings-label{color:#9fbdd4;font-size:.86rem}
  .brandchips{display:flex;gap:8px;margin-top:22px;flex-wrap:wrap}
  .brandchips span{font-size:.78rem;font-weight:700;letter-spacing:.04em;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);padding:6px 12px;border-radius:8px;color:#e5eef6}
  @media(max-width:860px){.hero-inner{grid-template-columns:1fr;gap:38px}.hero-card{order:2}}

  /* LOGO STRIP */
  .stripbar{background:var(--bg-soft);border-bottom:1px solid var(--line);padding:22px 0}
  .stripbar .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}
  .stripbar span{font-weight:700;color:var(--muted);font-size:.86rem}
  .stripbar .brands{display:flex;gap:30px;flex-wrap:wrap}
  .stripbar .brands b{font-size:1.15rem;font-weight:800;color:var(--navy);letter-spacing:.02em;opacity:.85}

  /* SECTIONS */
  section{padding:clamp(60px,8vw,100px) 0}
  .section-head{max-width:640px;margin-bottom:52px}
  .section-head.center{margin-left:auto;margin-right:auto;text-align:center}
  .section-head p.sub{color:var(--muted);font-size:1.08rem;margin-top:14px}

  /* VALUE CARDS */
  .grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
  .grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
  .card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;transition:.2s}
  .card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
  .card .ic{width:52px;height:52px;border-radius:12px;display:flex;align-items:center;justify-content:center;background:linear-gradient(135deg,var(--cyan),var(--cyan-dark));margin-bottom:18px}
  .card h3{font-size:1.18rem;margin-bottom:8px}
  .card p{color:var(--muted);font-size:.96rem}
  @media(max-width:900px){.grid-3,.grid-4{grid-template-columns:1fr 1fr}}
  @media(max-width:620px){.grid-3,.grid-4{grid-template-columns:1fr}}

  /* HOW IT WORKS */
  .how{background:var(--navy);color:#fff}
  .how .section-head p.sub{color:#bcd2e5}
  .steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;counter-reset:step}
  .step{position:relative;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.13);border-radius:var(--radius);padding:28px 24px}
  .step .n{width:40px;height:40px;border-radius:10px;background:var(--orange);color:#fff;font-weight:900;display:flex;align-items:center;justify-content:center;font-size:1.1rem;margin-bottom:16px}
  .step h3{font-size:1.08rem;margin-bottom:8px;color:#fff}
  .step p{color:#bcd2e5;font-size:.92rem}
  @media(max-width:900px){.steps{grid-template-columns:1fr 1fr}}
  @media(max-width:560px){.steps{grid-template-columns:1fr}}

  /* WHY CHEAPER (split) */
  .split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
  .split ul{list-style:none;margin-top:22px;display:grid;gap:16px}
  .split li{display:flex;gap:14px;align-items:flex-start}
  .split li .tick{flex-shrink:0;width:26px;height:26px;border-radius:50%;background:rgba(23,176,196,.14);display:flex;align-items:center;justify-content:center;margin-top:2px}
  .split li b{display:block;font-size:1.02rem}
  .split li span{color:var(--muted);font-size:.95rem}
  .panel{background:linear-gradient(160deg,var(--bg-soft),#eaf2f8);border:1px solid var(--line);border-radius:20px;padding:34px}
  .compare{display:grid;gap:14px}
  .compare .row{display:flex;justify-content:space-between;align-items:center;background:#fff;border:1px solid var(--line);border-radius:10px;padding:16px 18px}
  .compare .row .lbl{font-weight:600;color:var(--ink)}
  .compare .row .old{color:var(--muted);text-decoration:line-through;font-size:.92rem}
  .compare .row .new{font-weight:800;color:var(--cyan-dark)}
  .compare .save{text-align:center;font-weight:800;color:var(--orange-dark);background:rgba(255,122,47,.1);border-radius:10px;padding:12px;margin-top:2px}
  @media(max-width:820px){.split{grid-template-columns:1fr;gap:34px}}

  /* SERVE */
  .serve-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
  .serve{border:1px solid var(--line);border-radius:var(--radius);padding:26px;text-align:center;background:#fff;transition:.2s}
  .serve:hover{border-color:var(--cyan);box-shadow:var(--shadow)}
  .serve .ic{width:48px;height:48px;margin:0 auto 14px;border-radius:12px;background:var(--bg-soft);display:flex;align-items:center;justify-content:center}
  .serve h3{font-size:1.05rem;margin-bottom:6px}
  .serve p{color:var(--muted);font-size:.9rem}
  @media(max-width:900px){.serve-grid{grid-template-columns:1fr 1fr}}

  /* QUOTE FORM */
  .quote{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff}
  .quote-inner{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}
  .quote h2{color:#fff}
  .quote .section-head p.sub{color:#cfe0ee}
  .quote-benefits{list-style:none;margin-top:26px;display:grid;gap:14px}
  .quote-benefits li{display:flex;gap:12px;align-items:flex-start;color:#d3e2ef;font-size:.98rem}
  .quote-benefits svg{flex-shrink:0;margin-top:3px}
  .form-card{background:#fff;border-radius:20px;padding:34px;box-shadow:var(--shadow-lg)}
  .form-card h3{color:var(--ink);font-size:1.25rem;margin-bottom:4px}
  .form-card .fnote{color:var(--muted);font-size:.9rem;margin-bottom:22px}
  .field{margin-bottom:16px}
  .field label{display:block;font-weight:600;font-size:.86rem;color:var(--ink);margin-bottom:6px}
  .field input,.field select,.field textarea{width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:10px;font-family:inherit;font-size:.96rem;color:var(--ink);background:#fff;transition:.15s}
  .field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--cyan);box-shadow:0 0 0 3px rgba(23,176,196,.15)}
  .field textarea{resize:vertical;min-height:110px}
  .field-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
  .form-card .btn-primary{width:100%;justify-content:center;margin-top:8px;font-size:1.02rem;padding:1rem}
  .privacy{font-size:.78rem;color:var(--muted);text-align:center;margin-top:14px}
  @media(max-width:820px){.quote-inner{grid-template-columns:1fr;gap:36px}.field-row{grid-template-columns:1fr}}

  /* FAQ */
  .faq-list{max-width:820px;margin:0 auto;display:grid;gap:14px}
  details{border:1px solid var(--line);border-radius:12px;background:#fff;overflow:hidden}
  details summary{cursor:pointer;padding:20px 24px;font-weight:700;font-size:1.03rem;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px}
  details summary::-webkit-details-marker{display:none}
  details summary::after{content:"+";font-size:1.5rem;color:var(--cyan-dark);font-weight:400;transition:.2s}
  details[open] summary::after{transform:rotate(45deg)}
  details .body{padding:0 24px 22px;color:var(--muted);font-size:.96rem}

  /* CTA BAND */
  .cta-band{background:var(--orange);color:#fff;text-align:center}
  .cta-band h2{color:#fff}
  .cta-band p{max-width:52ch;margin:14px auto 30px;font-size:1.1rem;color:#fff8f3}
  .cta-band .btn-dark{background:var(--navy)}
  .cta-band .btn-dark:hover{background:#071c30}

  /* FOOTER */
  footer{background:#071c30;color:#9fbdd4;padding:60px 0 30px;font-size:.92rem}
  .foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:36px;margin-bottom:40px}
  footer h4{color:#fff;font-size:.82rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:16px;font-weight:700}
  footer a{display:block;color:#9fbdd4;margin-bottom:9px;transition:.15s}
  footer a:hover{color:var(--cyan)}
  .foot-logo .lhp{color:#fff;font-weight:900;font-size:1.4rem}
  .foot-about{color:#7f9cb4;margin-top:14px;max-width:34ch;line-height:1.65}
  .foot-contact p{margin-bottom:9px}
  .disclaimer{border-top:1px solid rgba(255,255,255,.1);padding-top:24px;color:#6b869c;font-size:.8rem;line-height:1.7}
  .disclaimer .copy{margin-top:14px;color:#7f9cb4}
  @media(max-width:820px){.foot-grid{grid-template-columns:1fr 1fr;gap:28px}}
  @media(max-width:520px){.foot-grid{grid-template-columns:1fr}}

  /* reveal anim */
  .reveal{opacity:0;transform:translateY(24px);transition:opacity .6s ease,transform .6s ease}
  .reveal.in{opacity:1;transform:none}